Commercial Underwriting Guidelines

Commercial Underwriting Guidelines Commercial underwriting entails many factors which basically surround the borrower and the property. But we have included as much detail that surrounds what really goes into a full doc loan, such as a conventional or SBA financing program. Financial Analysis A key component in making an underwriting evaluation is the debt coverage … Read more

Running a Business Is More Than Just Sales

Running a Business Is More Than Just Sales I know you are probably sick and tired of hearing about the CoronaVirus, but if it did teach us one thing is that we were not prepared for what happened both personally and in business. Many people are finding themselves in financial predicaments trying to make ends … Read more

Should You Buy or Lease Equipment for Your Business?

Should You Buy or Lease Equipment for Your Business? Just about every business needs equipment to start and grow and at some point, you’ll need to decide what’s best for your business: Should you buy or lease equipment? The answer may clearly be one or the other, although depending on the phase your business is … Read more

Merchant Cash Advance – Consolidation

Merchant Cash Advance Consolidation Many business owners fall for the multiple loan syndrome or in the merchant cash advance world it is known as stacking. As a small business owner, you feel you have limited options for getting access to capital. Then the phone rings and the person on the other end of the call … Read more

Business Startup and Personal lines of Credit

Business Startup Financing and Personal Lines of Credit What is Startup Business Financing Business startup funding or Personal lines of credit which is also known as credit card stacking. The way it works is allows the user to use multiple cash credit cards and credit lines to finance your business or obtain the funding they … Read more

Merchant Cash Advance Alternative

A Merchant Cash Alternative In the previous article about Merchant Cash Advance we discussed the benefits and risks.  The fact is that the Merchant Cash Advance is the only option for many business owners because of their poor personal credit score and the lack of maintaining proper business financial integrity while working on building business … Read more

Merchant Cash Advance Module 1

Merchant Cash Advance- Understanding Small businesses far and wide struggle daily to maintain cash flow. The lack of financing available to small business owners is limited.  The big banks don’t understand small business, and typically the finance amounts are not big enough to wet their appetite. This creates a cycle for the business owner because … Read more

Fix and Flip – Finding the Way

Fix and Flip – Finding the Way If you want to be successful as a flipper, you must be able to find the properties that will provide the ROI that is needed. Making $15,000 on a project that will take you 6 months from start to finish is not good business economics. Finding properties is … Read more